What to Expect from Your Bankruptcy Attorney

Reasonable expectations for the attorney-client relationship

Understanding what your attorney should be doing helps you evaluate the representation you are receiving.

Before filing

• Thorough financial review -- Your attorney should review all income, expenses, assets, debts, and recent transactions
• Means test analysis -- For Chapter 7 filers, the attorney should run the means test and explain the results
• Exemption planning -- Discussion of which assets are protected under your state's exemption laws
• Written fee agreement -- A clear, written agreement specifying fees, scope of representation, and what is not included
• Credit counseling guidance -- Direction on completing the required pre-filing credit counseling under Section 109(h)

During the case

• Accurate petition preparation -- Schedules and statements that accurately reflect your financial situation
• 341 meeting preparation -- Explanation of what to expect and what questions the trustee may ask
• Timely responses -- Responding to trustee requests and court orders within required deadlines
• Regular communication -- Keeping you informed of case developments
• Document filings -- Filing all required documents (tax returns, pay stubs, financial management course certificate)

After discharge

• Discharge explanation -- What debts were discharged and what obligations remain
• Guidance on rebuilding -- Basic information about rebuilding credit after bankruptcy